Pet - Pets Best

Pet - Pets Best  


Shouldn't every member of your family have health insurance? We've got your tail covered!

Pets Best was started by a vet who understood the value of the bond we share with our pets. Dogs and cats get sick and injured just like us humans. Medical advances and high-end equipment give your pets the best chance at a long, happy, and healthy life, but this often comes with a high price tag.

Pet insurance reimburses you for your pet’s eligible veterinary bills. Pets Best helps provide peace of mind to pet parents by offering flexible coverage that reimburses the cost of eligible veterinary treatment. Get flexible accident, illness, and routine care coverage customized to your pet and your budget.

There are many benefits to choosing Pets Best, including: 

  • Exclusive Savings – You get a 5% discount on your monthly premiums plus another 5% if you have two or more pets.*
  • Ability to Use Any Veterinarian – Choose any licensed veterinarian, emergency vet, or specialist in the U.S. There are no networks.
  • 24/7 Pet Helpline – All Pets Best policyholders get free 24-hour access to veterinary experts to answer all your pet health and behavior questions, and to help assess if urgent care is needed.
  • Fast Claims Processing – Submit and track the status of your claim online or on the Pets Best mobile app.
  • Mobile App – With the Pets Best App, you can access your customer account or file a claim from anywhere, even while at the veterinarian's office.





Our fast and easy enrollment process means you can start protecting your pet sooner.



Effective date is the 1st of the month following enrollment.

How It Works

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By enrolling in coverage with Pets Best, you'll enjoy:

  • Up to 90% reimbursement on covered accidents and illnesses
  • No annual limit option
  • Low annual deductible options
  • Coverage for accidents, illnesses, surgeries, cancer, and more!
  • Optional wellness plans



Answers about the plan, including eligibility, coverage options, enrollment, claims, and more.
  • Who is eligible?

    All SPX employees are eligible to receive preferred pricing on pet insurance for their dogs and cats of any breed or age.
  • When can I enroll?

    You can enroll anytime! The effective date is typically the first of the following month, and you will see your effective date when you enroll. There are no waiting periods for accidents, illnesses, and wellness care after your effective date.
  • How much will this coverage cost?

    By enrolling through your employer, you’ll pay less for this coverage than you would for individual coverage you’d find on your own.

    Rates vary based on your pet’s age, breed and location. You can get a quote for exact rates, however policies typically cost between $30-$60. If you have more than one pet, you can get an additional 5% discount. Additional savings if your employer facilitates payment via payroll deduction.

    There are also two routine care plans available that you can add on to the base plan. The EssentialWellness plan is $16/month and the BestWellness plan is $26/month.*


  • If I leave my employer, will I be able to keep my coverage?

    Yes! When you leave or retire from your current employer, you can continue your coverage without interruption, subject to applicable law and the policy's terms and conditions. Although payroll deduction will no longer be available if you retire or leave your company, you can opt for other payment methods such as direct checking or bank account deduction, credit card billing or home billing. Higher rates may apply.
  • What's not covered?

    No pet insurance company covers pre-existing conditions. But, if your pet has a pre-existing condition (for example, allergies) there are still thousands of other future health issues that pet insurance covers. Visit for full details on coverage and exclusions.


    It’s not liability insurance and it’s not life insurance for pets.

  • When will coverage start?

    Coverage starts on your benefit start date (usually the 1st of the following month). There are no waiting periods*, so you can begin using the accident, illness and wellness coverage as soon as your plan goes into effect.

    There is no contract or commitment – you can cancel anytime and Pets Best offers a 30 day money back guarantee**.


  • How do I file a claim?

    You can submit a claim through the Pets Best mobile app by simple snapping a photo of your receipt. You can also submit a claim through email, fax, or mail. Reimbursements can be sent via direct deposit or check. Plus, the easy-to-use Pets Best portal and mobile app give you real-time access to manage your claims.
  • How does my veterinarian receive payment?

    Typically, you would pay your veterinarian directly and then submit a claim. Pets Best will adjust your claim and reimburse you according to your plan. Pets Best can also reimburse your vet directly if the veterinarian allows.
  • What is the 24/7 Pet Helpline and how does it work?

    Every Pets Best policyholder has access to the 24/7 Pet Helpline! Chat, email or call a veterinary expert any time day or night to get your pet health and behavior questions answered.
  • Are prescriptions covered under my policy?

    Yes. Prescription medications to treat an accident and/or illness are covered. For a list of covered prescriptions, Click here to view the formulary list.

Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.